What’s Your Investing Personality?

Are you bold, balanced, or play-it-safe when it comes to your money? Let’s find out your true investor vibe.

Instructions: Pick the answer that sounds most like you. Tally your points and check your result at the end!

1. When it comes to risk, you…

A. Embrace it—no risk, no reward! (5 points)

B. Weigh the pros and cons carefully before jumping in. (4 points)

C. Stick with what’s safe and predictable. (2 points)

D. Avoid it at all costs—I like my money where I can see it. (1 point)

2. If you got an unexpected $10,000, what would you do with it?

A. Invest in stocks, crypto, or a business—I’m ready to grow it. (5 points)

B. Split it between investing, saving, and debt payoff. (4 points)

C. Put it in a high-yield savings account. (2 points)

D. Keep it in cash until I figure it out. (1 point)

3. When the market dips, you…

A. Buy more—it's a sale! (5 points)

B. Stay calm and ride it out. (4 points)

C. Get nervous and check my account daily. (2 points)

D. Panic and want to pull my money out. (1 point)

4. How often do you check your investments or accounts?

A. Every week—I'm obsessed with tracking growth. (5 points)

B. Once or twice a month—just to stay informed. (4 points)

C. Every few months when I remember. (2 points)

D. I don’t check—I’m not even sure where everything is. (1 point)

5. Your favorite kind of investment sounds like…

A. Fast-growing, high-reward—even if it’s risky. (5 points)

B. Balanced with a good mix of risk and safety. (4 points)

C. Slow and steady with guaranteed returns. (2 points)

D. I don’t really invest yet. (1 point)

6. You find a new investment opportunity. Your first move is to…

A. Jump in and figure it out as I go. (5 points)

B. Do my research and compare options. (4 points)

C. Ask a friend or advisor if it’s safe. (2 points)

D. Ignore it—I don’t like trying new things with money. (1 point)

7. Long-term wealth to you means…

A. Freedom, early retirement, and building a legacy. (5 points)

B. Financial peace, flexibility, and security. (4 points)

C. Having enough to not worry about bills or emergencies. (2 points)

D. Winning the lottery? Honestly, I don’t know. (1 point)

SCORE BREAKDOWN

30–35 Points: The Bold Investor

You're fearless and focused. You crave growth and take calculated risks to build serious wealth. Just make sure you're also protecting your assets with a long-term plan and diversification.

24–29 Points: The Balanced Builder

You’re smart, strategic, and steady. You like growth, but also want security. You’re the type of investor who wins in the long run—slow and consistent. Keep refining your plan and stay the course!

14–23 Points: The Cautious Climber

You’ve taken a few steps, but you still need more confidence and clarity. A little education and the right support system could help you unlock major potential. Keep climbing—you’re closer than you think.

Below 14 Points: The Money Watcher

You’re watching from the sidelines, unsure where to start or who to trust. Don’t worry—it’s never too late. Start small, learn as you go, and take one step today toward a more empowered financial future.