Is Financial Freedom in Your Future?

Everyone wants financial freedom—but are you actually on the path to make it happen? Let’s find out.

Instructions: Pick the answer that sounds most like you. Tally your points and check your result at the end!

1. How clear is your vision for your financial future?

A. Crystal clear—I’ve written it down and mapped it out. (5 points)

B. I have some ideas, but they change often. (3 points)

C. Not very clear—I just hope things work out. (1 point)

D. I don’t think that far ahead. (0 points)

2. How do you handle financial planning?

A. I create goals, track progress, and review regularly. (5 points)

B. I set goals but don’t always follow through. (3 points)

C. I mostly deal with things as they come. (1 point)

D. I avoid financial planning altogether. (0 points)

3. Are you building any passive income or long-term wealth streams?

A. Yes—through real estate, investing, business, or royalties. (5 points)

B. I’m working on it or exploring options. (3 points)

C. I know it’s important, but I haven’t started yet. (1 point)

D. No—I rely entirely on earned income. (0 points)

4. How well do you manage your money month-to-month?

A. I follow a system, budget, and have full control of my spending. (5 points)

B. I manage okay, but it can get messy sometimes. (3 points)

C. I live paycheck to paycheck with no real structure. (1 point)

D. I don’t really manage—I just hope it lasts until the next check. (0 points)

5. How prepared are you for financial emergencies?

A. I have a fully funded emergency fund. (5 points)

B. I have some savings, but not enough for major issues. (3 points)

C. I’d have to rely on credit cards or family. (1 point)

D. I’m not prepared at all. (0 points)

6. Do you actively invest for your future?

A. Yes—I invest regularly and understand how it works. (5 points)

B. I invest here and there, but I need to learn more. (3 points)

C. I want to invest but feel overwhelmed. (1 point)

D. No—I don’t invest. (0 points)

7. How confident are you that you could stop working and still live comfortably?

A. Very confident—I’ve built a plan for that. (5 points)

B. Somewhat confident—it’s a goal I’m working toward. (3 points)

C. Not really—I’m worried I’ll have to work forever. (1 point)

D. Not confident at all—I don’t think that’s realistic for me. (0 points)

SCORE BREAKDOWN

30–35 Points: Freedom in Sight

Financial freedom isn’t just in your future—it’s on the horizon! You’ve built strong systems, income strategies, and financial habits. Keep moving with intention—you’re on the right track!

22–29 Points: Future Freedom Builder

You’re laying the foundation, and that matters! A few more steps with clarity, consistency, and investing in knowledge will bring your freedom future even closer.

13–21 Points: Stuck in the Survival Zone

You’re trying to get ahead, but survival-mode habits might be blocking your breakthrough. Start by setting small goals, learning about income growth, and getting serious about saving and investing.

Below 13 Points: Financial Freedom Feels Far

Right now, financial freedom might seem like a dream—but it’s not out of reach. You just need a reset, a roadmap, and some resources. One small step at a time can change everything.