Inspired by Steph Wagner, Contributor Your relationship with money isn’t just about numbers — it’s about behavior, emotions, and deeply ingrained patterns that shape every financial decision you make. Experts say discovering your money personality  can help you understand why you handle money the way you do — and how to tweak your habits to reach your financial goals with confidence. Money personalities influence how you save, spend, invest, and even manage risk. Recognizing

strategic diversification, long-term allocations beyond public markets, and disciplined risk management coupled with liquidity and flexibility.

Traditional budgets often feel restrictive because they focus on limiting spending. The Two-Account Strategy flips that mindset